Cookies and similar technology

Below is information about how LotusBudh Consultants and its affiliates (“we”) use cookies and other similar technology on this website.

This policy is effective as of October 1, 2021. Please note that this privacy statement will be updated from time to time.
About our cookie policy

At LotusBudh Consultants, we use cookies to identify and analyze visitors' data when they land on your website. This cookie policy is a declaration (or consent) to users on what cookies we add to your website, what visitor metrics we track, for what purpose, and how your users may opt out of the cookies. This cookie policy is part of our privacy policy, which also includes additional details about our information collection and usage.

What is a cookie?

A cookie is a small text file that is stored on your computer by web browser or other internet-connected device when you visit a website. Cookies are used to track information about your web browser and may have several functions, including remembering login details, language preference, time or date, and other visitor metrics. They’re completely safe and can't be used to run programs or deliver viruses to your device. You can learn more about cookies here (external link).

What type of cookies does LotusBudh use?
Cookies can either be session cookies or persistent cookies. A session cookie expires automatically when you close your browser. A persistent cookie will remain until it expires or you delete your cookies. Expiration dates are set in the cookies themselves; some may expire after a few minutes while others may expire after multiple years. Cookies placed by the website you’re visiting are called “first party cookies".
Below is a detailed list of the cookies we use on our website. Our website is scanned with our cookie scanning tool regularly to maintain a list as accurate as possible. We classify cookies in the following categories:
Strictly Necessary
Strictly Necessary
Strictly Necessary cookies are necessary for our website to function and cannot be switched off in our systems. They are essential in order to enable you to navigate around the website and use its features. If you remove or disable these cookies, we cannot guarantee that you will be able to use our websites.
Cookie NamePurposeValidity
Alphanumeric cookies of length 10 characters(eg: 467aef24c7)Load balancing and session stickinessSession
csr* / *csr* / *csr, zmpncc, zfccnWebsite securitySession
dcl_pfx_lcntNavigation through cross-domainsSession
JSESSIONIDHTTP session token identifierSession
stk, rtkLogin, Signup - Success & failure analysisSession
_imtremManage the 'Remember me' optionSession
_z_identityManage the user's login sessionSession
IAMTFA*Two Factor Authentication validationSession
_zsudcManage custom domain login sessionsSession
zidpMaintain OpenID sign in optionsSession
zoho_fbuidMaintain Facebook login optionSession
GAUTH_TICKETProvide the authentication token in mobile apps for mobile sign in abilitySession
tfa_acTwo Factor Authentication managementSession
clientauthtokenSupport sign in for client portalSession
_iamadt, _iambdtManage logged in user session1 month
zipStore IP locale country value for proper website operations1 day
AKA_A2Performance optimisation in loading of pages1 hour
dcl_bdStores the base domain of the current dc(data center) for proper cross data center domain navigationSession
is_pfxStores the current web URL domain prefix informationSession
IAMTFATICKET_<zuid>Stores the trusted browser session, when "Trust this Browser" option is enabled during TFA verification by the user.180day(s)

Function/Preference cookies allow us to remember the choices made by you (such as your user name, language or region) as well as other functionalities (such as controlling the cookie banner, redirection to a new page) in order to provide a more personalised online experience. These preferences are remembered (through the use of persistent cookies) so that you need not set them again the next time you visit the page.

Cookie NamePurposeValidity
has_jsCheck if JavaScript is enabled in the visitor's browserSession
zc_consent, zc_showManage user consent for tracking and cookie banner display settings1 year
*pollsMaintain state and choices made by visitors in the polls conducted1 year
ZFEditionMaintain choice of edition across the Zoho Finance products suite150 days
ZFUserCountry, ZFUserCountryCodeStore country name & country code to pre-fill in forms within Zoho Finance products suite150 days
IsMarketingSkipSkip syncing sign up data to internal relationship management toolsSession
zloadedShow language selection stripIndefinite(Local Storage)
coockiecheckedManage cookie notice banner and consent settingsIndefinite(Local Storage)
acc_verRedirect to the new user interface of Zoho accounts page1 year
zld*dragpos, zld*stateSalesIQ chat window options(position and state)5 minutes
isiframeenabledManage the loading of some static containers for better UI client performance1 day
czonecreativeinfoManage (show/hide) the product updates & high priority notifications across zohoIndefinite(Local Storage)
zuserlangStores the preferred language for web page1 day
isexitmodaldisabledStore user preferences(eg. cookie banner, timezone, country, IP, locale etc)90 days
Analytics cookies help us improve the way our websites work (e.g. by ensuring that users are finding what they are looking for easily). These track information about visits to the websites so that we can make improvement and report our performance. For example: analyze visitor and user behavior so as to provide more relevant content or suggest certain activities. These cookies also collect information about how visitors use the websites, which site the user came from, the number of each user’s visits and how long the user stays on the websites. We might also use analytics cookies to test new pages or features to see how users react to them.
Cookie NamePurposeValidity
RTMeasures page load time, or other timers associated with the page7 days
za_anonymous_idUnderstand visitors behaviour across our website1 year
zc_cu, zc_cu_exp, zc_tpUnderstand visitors behaviour across our website1 year
Z*PageURL, Z*Ref, ZohoMarkRef, ZohoMarkSrcUnderstand visitors behaviour across our website1 month, 1 month, Session, Session
zsstssn, zsltssnUnderstand visitors behaviour across our website30 minutes, 90days
*_zldp, *_siqid,*_uuidUnderstand visitors behaviour across our website2 years
*_zldtCount number of visits to a page1 day
zabUserId, zabHMBucket, zabBucket, zabVisitId, ZabSplit, ztpctest, zab_*Manage, analyse and understand visitor behaviour across our website1 year, 1 year, 1 year, Session, 1 year, Transient, 1 hour
cookie-uidUnderstand visitors behaviour across our websiteSession
creator_cdAnalyse effectiveness of adwords campaigns3 months
zpzohopage, zpzohorefTrack source and referral webpage information to understand user navigationSession
gclidAnalyse effectiveness of adwords campaigns3 months
gtm_zoho_sourceStore referral source information3 months
*zsrv0.*, zsr*, ps_payloadSeqIdUnderstand visitors behaviour on a webpage2 hours
PaymentsReferralTo identify from the referral partner of the visitor90 days
What is a third party cookie?
A third-party cookie is one which is not set by the website that you are visiting (eg. cookies set by on Some of LotusBudh's own technologies and applications may be hosted in a domain that is a third-party to the domain that you may be visiting. However, our commitment extends to these domains (,, *,,, equally.
However, LotusBudh does not allow third-party tracking companies to set cookies or other trackers on our website as part of our commitment to protect the privacy of our users with the utmost care. When we embed content that is hosted on a third-party's platform on our website, the third-party may set cookies on your browser which are usually for the purposes of providing the service as intended (such as for bandwidth management, to store your preference of language, tracking consent and for collecting anonymous statistics such as the number of times a video has been streamed). Wherever possible, we choose the most privacy friendly options such as Privacy Mode, Anonymous Statistics Only, to ensure we guarantee you privacy. However, some of the properties of such embeds may not be fully under our control such as our ability to control cookies that are set by these third-parties unilaterally when the webpage embedded with such content loads.
Here is the list of the cookies set by such third-party company embeds on our website.
Cookie NamePurposeValidityThird Party Name
PREFThis cookie stores your preferences and other information, in particular preferred language, how many search results you wish to be shown on your page, and whether or not you wish to have Google’s SafeSearch filter turned on.8 monthsYouTube
YSCRegisters a unique ID to keep statistics of what videos from YouTube the visitor has seen.SessionYouTube
VISITOR_INFO1_LIVEMeasures your bandwidth to determine whether you get the new player interface or the old.8 monthsYouTube
use_hitboxIncrements the views counter on the YouTube video8 monthsYouTubes
sc_anonymous_idTo implement, measure and improve their embedded content/service on the website - The collection of data also includes visitors’ interaction with embedded content/service.3650 daysSoundCloud
How you can manage cookies?
Most browsers allow you to control cookies through their 'settings' preferences. However, if you limit the ability of websites to set cookies, you may worsen your overall user experience, since it will no longer be personalized to you. It may also stop you from saving customized settings like login information. Browser manufacturers provide help pages relating to cookie management in their products. Please see below for more information.
Browser manufacturers provide help pages relating to cookie management in their products. Please see below for more information.
We may update this Cookie Statement from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. Please therefore re-visit this Cookie Statement regularly to stay informed about our use of cookies and related technologies. For more information relating to cookies, you may contact contactus [@]
Any questions or concerns?
If you have any questions or concerns about this cookie policy or our use of cookies on your website, please write to us at  contactus [@]
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